Malpractice Insurance For
Counselors

Types of Counselors CPH Can Insure:

Certified Alcohol & Drug Counselor (CADC)
Licensed Clinical Professional Counselor (LCPC)
Licensed Mental Health Counselor (LMHC)
Licensed Professional Clinical Counselor (LPCC)
Licensed Professional Counselor (LPC)
Licensed / Certified School Counselor
Nationally Certified Counselor (NCC)
Provisional Licensed Professional Counselor

We also offer coverage for students and interns/associates. For a full list of occupations we cover, click here!

What is professional liability and why is it important for a Counselor?

It takes a considerable amount of education to become a Counselor. In fact, few occupations require such a high degree. Despite this, those in the field often lament the lack of concentration in their training spent on malpractice insurance for mental health counselors. It can be intimidating if you’re unfamiliar with the basics, leaving many providers feeling like you need to speak “legalese” just to navigate the application.

At the end of the day, professional liability insurance for mental health counselors insures your clinical services. It protects your livelihood and your assets against board complaints and lawsuits. It’s important, but that doesn’t mean it has to be complicated. This is where we come in and make insurance clear, complete, and quick to obtain.

Three ways CPH Insurance can assist:

If you have a question about coverage or the application, give us a call. We’ll have a licensed insurance agent pickup directly (no phone trees).
We’ve set up a website based on years of servicing Counselors and their concerns. You can apply online and print out your documents electronically.
You’re not left in the dark once you have a policy. We offer a two-hour avoiding liability helpline consultation for potential claim or lawsuit situations that may come up during the year.

Professional liability insurance for counselors is vital to any practitioner whether they’re in private practice or employed at an agency. It’s more than just peace of mind, it’s confidence, and getting started on a policy is as easy as clicking below.

Coverage Highlights

Professional Liability Occurrence Form (Lifetime Coverage)
Supplemental Liability Bodily injury & property damage during sessions
State Licensing Board Defense Coverage $35,000
Unlimited Defense Attorney fees in lawsuit defense
Portable Coverage Follows your licensure or certification
Telehealth Coverage Included in professional liability limits
Deposition Expense $10,000 per deposition
Medical Expense $5,000 per person
Assault Coverage $15,000
First Aid Coverage $15,000
Sexual Misconduct Defense coverage only
Attorney Helpline
2 hours per policy period

Optional Coverages

General Liability $1,000,000 per occurrence $3,000,000 aggregate
Business Personal Property / Contents $15,000
Additional Insureds Landlords, employers, contracting agencies
Cyber Liability Coverage
$15,000 or $25,000
Business Income & Extra Expense Coverage $250,000

The CPH Way

What Makes Us Different

Because our business is specialized, we are able to focus on your liability needs in a way that bigger companies are not. Our team of associates represent over 50 years of collective experience in this field, and we are able to serve a large client base while maintaining a small-office approach.