BUSINESS MALPRACTICE INSURANCE
Mental and Behavioral Health Clinics
Peace of mind is knowing your practice
and employees are taken care of.
We’ve built our entire platform to work around you, so everything you need to protect your employees and business can easily be done right here. Plus, you’ll get competitive rates, discounts and exceptional customer service when you need it.
Exceptional coverage, tailored to you.
Professional and Supplemental
Provides coverage for claims resulting from your professional services and bodily injury/property damage that occurs during a session.
Coverage follows you wherever you can legally provide services within the scope of state licensing laws
As long as coverage was in place at the time services were being rendered, the policy provides lifetime coverage for future claims
with dedicated specialized
Covers legal expenses incurred for appearance at a deposition up to $35,000
Unlimited Defense Coverage
Provides coverage for defense/attorney’s fees in a claim or suit
Medical Expense, First Aid &
- Medical Expense: $5,000 per person
- First Aid: $5,000 per incident
- Assault: $15,000 for bodily injury or property damage to you resulting from an assault while traveling to/from work
Avoiding Liability Helpline:
2 hours of attorney consultation
to help mitigate an ethical or
Policyholders receive 2 hours of attorney consultation for ethical concerns that could potentially result in a covered claim
$35,000 of state licensing board
defense coverage with options to
Covers up to $35,000 of expenses resulting from an investigation or proceeding by the licensing board or regulatory body
Liability” monthly bulletin
Policyholders receive a monthly bulletin written by an attorney regarding avoiding liability
You’re more than an individual.
You’re also an entity.
Your individual policy covers you, but what about the business you’ve worked so hard to create? Protect it with business entity insurance. It’s rated differently than individual coverage and covers your business if it’s named in a lawsuit associated with your professional services. Combine it at any time with your individual coverage to protect you and your business, all under one policy.
Commercial General Liability
|Limits:||$1,000,000 per incident / $3,000,000 annual aggregate|
|Summary:||Coverage for bodily injury and property damage at a rented office|
Business Personal Property
|Limits:||$15,000 (Subject to a $500 deductible)|
|Summary:||Covers loss/damage to the contents of your office used in your professional practice|
*not available in FL
|Limits:||Matches Professional Liability Limits|
|Summary:||Secondary coverage for entities related to your professional practice: landlord, employer, contracting agency, supervisor, etc.|
|Limits:||$15,000 or $25,000|
|Summary:||Protection of a data breach of your client’s information|
*not available in AK, ND, and NM
Vicarious Sexual Misconduct
|Summary:||Coverage if you are held liable for another person’s abusive conduct (i.e. negligent supervision, reporting, employment)|
Hired and Non-Owned Auto
|Summary:||Coverage for liability resulting from an employee’s use of their own vehicle for business purposes|
Business Income and Extra Expense
|Summary:||Coverage for loss of income due to suspension of your practice caused by physical loss or damage to your office|
We start with competitive rates, then help you save even more.
- 5% off your premium when you bind online (only available for up to 6-person groups) *not available in TN and ME
- Size of group discount for groups of 3 or more providers
- Save 10% for completing your state’s Legal and Ethical CEU requirement for licensure renewal
- Discounts for certain Professional Association Affiliations