BUSINESS MALPRACTICE INSURANCE
Healthcare Practices

Giving the best care starts by making sure your
employees and practice are taken care of.

Get a Quote & Apply

We’ve built our entire platform to work around you, so everything you need to protect your employees and practice can easily be done right here. Plus, you’ll get competitive rates, discounts and exceptional customer service when you need it.

Program Highlights

Exceptional coverage, tailored to you.

Professional and Supplemental
Liability

Provides coverage for claims resulting from your professional services and bodily injury/property damage that occurs during a session

Portable Coverage

Coverage follows you wherever you can legally provide services within the scope of state licensing laws

Lifetime Occurrence
Form Coverage

As long as coverage was in place at the time services were being rendered, the policy provides lifetime coverage for future claims

Personal Injury Liability

Covers amounts to compensate someone other than your patient for personal injury such as slander or libel

Deposition Fees

Covers legal expenses incurred for appearance at a deposition

Administrative Hearing Expense

Covers defense and expenses in an Administrative Hearing

Sexual Misconduct Expense

Defense coverage up to $25,000 for a sexual misconduct allegation

HIPAA/Privacy Proceedings

Covers expenses resulting from the investigation or defense of a HIPAA proceeding

Supplemental Coverages:
Good Samaritan Acts, Assault
Upon You, First Aid, Medical
Payments

  • Good Samaritan Acts: Rendering of services during an unforeseen emergency for which no fee is expected
  • Assault Upon You: Covers expenses for your bodily injury resulting from an assault upon you
  • Medical Payments: Covers medical expenses within 3 years of an incident to your patient
  • First Aid: Covers expenses for first aid to a person other than your patient
Download Example policy (PDF)

You’re more than an individual.
You’re also an entity.

Your individual policy covers you, but what about the business you’ve worked so hard to create? Protect it with business entity insurance. It’s rated differently than individual coverage and covers your business if it’s named in a lawsuit associated with your professional services. Combine it at any time with your individual coverage to protect you and your business, all under one policy.

Business Entity Optional Coverage

Commercial General Liability

Limits:$1,000,000 per incident / $3,000,000 annual aggregate
Summary:Coverage for bodily injury and property damage at a rented office

Additional Insured

Limits:Matches Professional Liability Limits
Summary:Secondary coverage for entities related to your professional practice: landlord, employer, contracting agency, supervisor, etc.

Consulting Services Liability

Limits:Matches Professional Liability Limits
Summary:Coverage for non-medical incidents while performing Consulting, Educating, or Training Services in your area of specialization.

Medical Director or Administrator Liability

Limits:$100,000 each claim/ $300,000 Aggregate
Summary:Provides coverage for ‎administrative services provided by a ‎Medical Director or Administrator, subject ‎to a sublimit. The Limit of Liability for this coverage: $100,000 Each Claim / $300,000 Aggregate is a sub- limit of the Professional Liability Limit

Media Expense Coverage

Limits:options of $25,000, $50,000, or $100,000
Summary:Coverage for charges and fees incurred by the result of an adverse event, meaning negative media attention arising out of a claim or investigation made or brought against the insured related to or arising out of professional services.

Discounts

We start with competitive rates, then help you save even more.

  • Premium credit for part-time work
  • Premium credit for risk management

What can we help you with?

Get a quote. Apply now

Still have questions? Contact us