MALPRACTICE INSURANCE FOR INDIVIDUAL PROVIDERS
Music Therapist

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As a Music Therapist, you’ve dedicated your career to helping others, and you should be free to focus on clinical care without worrying about a threat to your livelihood.

With Individual Malpractice Insurance for Music Therapists, you can have peace of mind knowing you’re protected in the event of a claim or suit, a grievance from a regulatory board, plus many other coverage benefits.

Coverage Highlights

Professional Liability Occurrence Form (Lifetime Coverage)
Supplemental Liability Bodily injury & property damage during sessions
State Licensing Board Defense Coverage $35,000
Unlimited Defense Attorney fees in lawsuit defense
Portable Coverage Follows your licensure or certification
Telehealth Coverage Included in professional liability limits
Deposition Expense $10,000 per deposition
Medical Expense $5,000 per person
Assault Coverage $15,000
First Aid Coverage $15,000
Sexual Misconduct Defense coverage only
Attorney Helpline
2 hours per policy period

Optional Coverages

General Liability $1,000,000 per occurrence $3,000,000 aggregate
Business Personal Property / Contents $15,000
Additional Insureds Landlords, employers, contracting agencies
Cyber Liability Coverage
$15,000 or $25,000
Business Income & Extra Expense Coverage $250,000

The CPH Way

What Makes Us Different

Because our business is specialized, we are able to focus on your liability needs in a way that bigger companies are not. Our team of associates represent over 50 years of collective experience in this field, and we are able to serve a large client base while maintaining a small-office approach.