MALPRACTICE INSURANCE FOR HEALTH & WELLNESS PROFESSIONALS
What is Professional Liability Insurance for Dietitians?
Professional liability insurance for dietitians is security. It’s an insurance policy setup to protect your career and assets from a malpractice lawsuit. It can’t guarantee that you’ll never have a lawsuit filed against you, but it does mean that you’ll have someone on your side if it does.
Why take out your own Dietitian’s insurance policy (even if you’re a W2)?
As American diets shift to more and more prepared or convenient meals and exercise is often harder to fit into our busy schedules, the need for qualified dietitian’s grows each year. One of the most important services a dietitian can provide to a time-strapped client, is a simple, healthy, and time-effective cooking demonstration. This also happens to be an area where a potential lawsuit could develop. If the food, unknowingly to you, is contaminated for any reason, or if a client suffers from an allergic reaction to a food they are not familiar with, you could potentially have a liability situation on your hands.
Whether a client’s claim has merit or not, dietitian insurance for certified professionals will provide unlimited legal defense and pay the amount the court awards to your client up to the limits of your policy.
The clinic that you work out of may have their own insurance policy for you as a W2 employee; but if every employee is sharing the same insurance, you may be left without the necessary coverage to pay for all of the associated attorney fees.
Additionally, if you’re an independent contractor at a clinic, you may not be included on their policy. While it’s common for W-2 employees to be named under the group policy, contractors should not assume coverage and they may not be covered for work outside of the clinic as well. Getting individual dietitian insurance is easy and can be as low as $82 for the year.
- Occurrence form (lifetime) coverage
- A++ rated carrier for Financial Stability by A.M. Best Co.
- Portable coverage – follows your certification
- Optional General Liability (slip and fall) Coverage
- Premises Liability Coverage
- Personal Injury Liability Coverage
- Sexual Misconduct Expense Coverage
- Loss of Earnings Coverage
- HIPAA Proceedings Coverage
The CPH Way
What Makes Us Different
Because our business is specialized, we are able to focus on your liability needs in a way that bigger companies are not. Our team of associates represent over 50 years of collective experience in this field, and we are able to serve a large client base while maintaining a small-office approach.