MALPRACTICE INSURANCE FOR
Therapists & Psychologists
Welcome, Harjes Agency Customers!
CPH Insurance is proud to welcome you into our professional liability insurance program! CPH promises to extend the same superior customer service you are used to, along with a comprehensive insurance policy featuring optional coverages customized to your needs. With a focus on technology and automation, CPH provides real-time online applications, policy documents and a 24/7 secure customer portal for your convenience.
As a therapist, you’ve dedicated your career to helping others, and you should be free to focus on clinical care without worrying about a threat to your livelihood.
With Malpractice Insurance for therapists, you can have peace of mind knowing you’re protected in the event of a claim or suit, a grievance from a regulatory board, plus many other coverage benefits.
We Promise You:
- Simple, real-time online application: Policy documents are issued in a matter of minutes, as long as you’re approved!
- No more phone menus to jump through: You’ll connect with a friendly and professionally licensed agent – within only two rings!
- Professional Liability Occurrence Form (Lifetime Coverage)
- Supplemental Liability Bodily injury & property damage during sessions
- State Licensing Board Defense Coverage $35,000
- Unlimited Defense Attorney fees in lawsuit defense
- Portable Coverage Follows your licensure or certification
- Telehealth Coverage Included in professional liability limits
- Deposition Expense $10,000 per deposition
- Medical Expense $5,000 per person
- Assault Coverage $15,000
- First Aid Coverage $15,000
- Sexual Misconduct Defense coverage only
- Attorney Helpline
2 hours per policy period
- General Liability $1,000,000 per occurrence $3,000,000 aggregate
- Business Personal Property / Contents $15,000
- Additional Insureds Landlords, employers, contracting agencies
- Cyber Liability Coverage
$15,000 or $25,000
- Business Income & Extra Expense Coverage $250,000
Why CPH Insurance?
Once you’ve examined “why” professional liability insurance for professional counselors is prudent, the “who” is easy. CPH Insurance makes it quick, painless, and complete. Here’s how:
- It takes 5-10 minutes to apply online and receive your documents electronically.
- Need to talk to someone? Call us and you’ll get an agent directly (no phone trees)
- Two free hours of attorney consultations per year for situations with a client that could result in a claim or lawsuit: The CPH Avoiding Liability Helpline
- Coverage is “occurrence form,” meaning it’s for a lifetime
- Your insurance is completely portable
- Policy includes state licensing board defense and deposition expense coverage
- A++ rated carrier for Financial Stability by A.M. Best Co
The CPH Way
What Makes Us Different
Because our business is specialized, we are able to focus on your liability needs in a way that bigger companies are not. Our team of associates represent over 50 years of collective experience in this field, and we are able to serve a large client base while maintaining a small-office approach.