MALPRACTICE INSURANCE FOR
Therapists & Psychologists

Welcome, Harjes Agency Customers!

CPH Insurance is proud to welcome you into our professional liability insurance program! CPH promises to extend the same superior customer service you are used to, along with a comprehensive insurance policy featuring optional coverages customized to your needs. With a focus on technology and automation, CPH provides real-time online applications, policy documents and a 24/7 secure customer portal for your convenience.

As a therapist, you’ve dedicated your career to helping others, and you should be free to focus on clinical care without worrying about a threat to your livelihood.

With Malpractice Insurance for therapists, you can have peace of mind knowing you’re protected in the event of a claim or suit, a grievance from a regulatory board, plus many other coverage benefits.

We Promise You:

Simple, real-time online application: Policy documents are issued in a matter of minutes, as long as you’re approved!
No more phone menus to jump through: You’ll connect with a friendly and professionally licensed agent – within only two rings!

Coverage Highlights

Professional Liability Occurrence Form (Lifetime Coverage)
Supplemental Liability Bodily injury & property damage during sessions
State Licensing Board Defense Coverage $35,000
Unlimited Defense Attorney fees in lawsuit defense
Portable Coverage Follows your licensure or certification
Telehealth Coverage Included in professional liability limits
Deposition Expense $10,000 per deposition
Medical Expense $5,000 per person
Assault Coverage $15,000
First Aid Coverage $15,000
Sexual Misconduct Defense coverage only
Attorney Helpline
2 hours per policy period

Optional Coverages

General Liability $1,000,000 per occurrence $3,000,000 aggregate
Business Personal Property / Contents $15,000
Additional Insureds Landlords, employers, contracting agencies
Cyber Liability Coverage
$15,000 or $25,000
Business Income & Extra Expense Coverage $250,000

Why CPH Insurance?

Once you’ve examined “why” professional liability insurance for professional counselors is prudent, the “who” is easy. CPH Insurance makes it quick, painless, and complete. Here’s how:

It takes 5-10 minutes to apply online and receive your documents electronically.
Need to talk to someone? Call us and you’ll get an agent directly (no phone trees)
Two free hours of attorney consultations per year for situations with a client that could result in a claim or lawsuit: The CPH Avoiding Liability Helpline
Coverage is “occurrence form,” meaning it’s for a lifetime
Your insurance is completely portable
Policy includes state licensing board defense and deposition expense coverage
A++ rated carrier for Financial Stability by A.M. Best Co

The CPH Way

What Makes Us Different

Because our business is specialized, we are able to focus on your liability needs in a way that bigger companies are not. Our team of associates represent over 50 years of collective experience in this field, and we are able to serve a large client base while maintaining a small-office approach.