You’re great at helping others.
Don’t forget to help yourself.

Malpractice Insurance for ICA members.

Proud Partners

CPH Insurance is proud to partner with Indiana Counseling Association in support of professional growth for counselors.

As someone who has dedicated their career to helping others, you should be free to focus on client care without worrying about a threat to your private practice. With malpractice coverage from CPH Insurance, you can have peace of mind knowing you’re protected in the event of a claim or suit. Even if you don’t necessarily have a lawsuit or board complaint on your hands, we offer consultations with an attorney so that you can speak with someone to avoid any such situation. This is just one of the many benefits that come with a mental health malpractice policy.

As a member of ICA, you receive a reduced administrative fee ($10 as opposed to $20) – a $10 savings! To receive that reduced admin fee, click the link above to Get A Quote & Apply.

We Promise You:

  • Simple, real-time online application: Policy documents are issued in a matter of minutes, as long as you’re approved!
  • No more phone menus to jump through: You’ll connect with a friendly and professionally licensed agent – within only two rings!

More Ways to Save!

  • Online Discount
    Save 5% off your professional liability premium just for completing the application online. This discount is not available to applicants in the states of Tennessee and Maine.
  • Risk Management Discount
    Save 10% off your professional liability premium for completing your state’s Legal and Ethical CEU requirement for licensure renewal. If your state doesn’t have a requirement you can still save if you have taken 4 Law or Ethics CEUs within 2 years of your effective date. This discount applies only to fully licensed professionals.
  • Newly Licensed Discount (individual applications only)
    If you are newly licensed or certified (for the first time) within 36 months, you may be eligible for a newly licensed discount:
    • 50% off your professional liability premium if within the first year of licensure
    • 25% off if licensed or certified within 24 months of licensure
    • ONLY Licensed Clinical Psychologists are eligible to receive 15% off their professional liability premium if licensed within 36 months of licensure

Coverage Highlights

  • Professional Liability Occurrence Form (Lifetime Coverage)
  • Supplemental Liability Bodily injury & property damage during sessions
  • State Licensing Board Defense Coverage $35,000
  • Unlimited Defense Attorney fees in lawsuit defense
  • Portable Coverage Follows your licensure or certification
  • Telehealth Coverage Included in professional liability limits
  • Deposition Expense $10,000 per deposition
  • Medical Expense $5,000 per person
  • Assault Coverage $15,000
  • First Aid Coverage $15,000
  • Sexual Misconduct Defense coverage only
  • Attorney Helpline
    2 hours per policy period

Optional Coverages

  • General Liability $1,000,000 per occurrence $3,000,000 aggregate
  • Business Personal Property / Contents $15,000
  • Additional Insureds Landlords, employers, contracting agencies
  • Cyber Liability Coverage
    $15,000 or $25,000
  • Business Income & Extra Expense Coverage $250,000

Why CPH?

Immediate
Live Help

Connect with a rep
by the second ring

Easy
Application

Apply online and get
covered in minutes

24/7
Access

Update policies and get
documents on your time