You’re great at helping others.
Don’t forget to help yourself.
CPH Insurance is proud to serve National Association of Nutrition Professionals members in support of nutrition professional certification and continuing education.
CPH Insurance insures a wide range of health & wellness professionals including:
- Certified Nutritional Consultants
- Certified Nutritional Counselors
- Health Coaches
- Certified Personal Trainers
- Wellness Counselors
…and many more! Click here to view the full list of professions we can cover.
What is professional liability insurance for nutrition professionals?
Liability insurance isn’t only for medical professionals. In these litigious times, nutrition professionals are encouraged to carry professional liability insurance (or malpractice insurance) to safeguard their nutrition businesses. If a client files a complaint or lawsuit, nutrition professional insurance provides unlimited defense coverage to protect your career and assets.
Why take out your own nutrition insurance policy (even if you’re a W-2)?
As a nutrition professional, you know your job is unique. You’ve worked hard to turn your lifestyle into a career, and this line of work comes with a particular set of potential liability exposures.
Let’s look at a common example. A client of yours may potentially sue you, and whether their claim has merit or not, liability insurance for nutrition professionals will provide unlimited legal defense and pay and any amount the court awards to your client up to the limits of your policy.
Here’s why having your own coverage is important. Your facility’s insurance policy may provide coverage, but if multiple employees are named in a lawsuit, the policy defense costs will be shared among everyone named, potentially leaving you without the necessary coverage to pay your attorney fees.
Secondly, if you are an independent contractor at a facility, you may not even be included on their policy. While it’s common for W-2 employees to be covered under the group policy, contractors should not assume coverage. Getting your own individual nutrition insurance is easy.
Malpractice Insurance Coverage Highlights
- Occurrence form (lifetime) coverage
- A++ rated carrier for Financial Stability by A.M. Best Co.
- Portable coverage – follows your certification
- Optional General Liability (slip and fall) Coverage
- Premises Liability Coverage
- Personal Injury Liability Coverage
- Sexual Misconduct Expense Coverage
- Loss of Earnings Coverage
- HIPAA Proceedings Coverage
(Click here for full policy details)
Malpractice insurance for nutrition professionals is a must, and with the uncertainty of coverage under your facility’s insurance, it’s even more important to have your own individual policy. It’s peace of mind, it’s confidence, and a quote is just a few clicks away
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