CPH Insurance is proud to serve New Mexico Counseling Association members in support of mental health professional growth and development.

Having served mental health professionals for 20 years, CPH Insurance insures students, provisionally licensed interns and fully licensed professionals with malpractice insurance.

As someone who has dedicated their career to helping others, you should be free to focus on client care without worrying about a threat to your private practice. With malpractice coverage from CPH Insurance, you can have peace of mind knowing you’re protected in the event of a claim or suit. Even if you don’t necessarily have a lawsuit or board complaint on your hands, we offer consultations with an attorney so that you can speak with someone to avoid any such situation. This is just one of the many benefits that come with a mental health malpractice policy.

Members of NMCA receive a reduced administrative fee ($10 as opposed to $20) – a $10 savings! To receive that reduced admin fee, click the link about to Get A Quote & Apply.

Coverage Highlights

Professional Liability Occurrence Form (Lifetime Coverage)
Supplemental Liability Bodily injury & property damage during sessions
State Licensing Board Defense Coverage $35,000
Unlimited Defense Attorney fees in lawsuit defense
Portable Coverage Follows your licensure or certification
Telehealth Coverage Included in professional liability limits
Deposition Expense $10,000 per deposition
Medical Expense $5,000 per person
Assault Coverage $15,000
First Aid Coverage $15,000
Sexual Misconduct Defense coverage only
Attorney Helpline
2 hours per policy period

Optional Coverages

General Liability $1,000,000 per occurrence $3,000,000 aggregate
Business Personal Property / Contents $15,000
Additional Insureds Landlords, employers, contracting agencies
Cyber Liability Coverage
$15,000 or $25,000
Business Income & Extra Expense Coverage $250,000

There Are Even More Ways to Save!

Additional discounts offered in addition to the NMCA member administrative fee reduction are as follows:

Online Discount
Save 5% off your professional liability premium just for completing the application online. This discount is not available to applicants in the states of Tennessee and Maine.

Risk Management Discount
Save 10% off your professional liability premium for completing your state’s Legal and Ethical CEU requirement for licensure renewal. This discount applies only to fully licensed professionals.

Newly Licensed Discount
If you are newly licensed or certified (for the first time) within 36 months, you may be eligible for a newly licensed discount:

50% off your professional liability premium if within the first year of licensure
25% off if licensed or certified within 24 months of licensure
ONLY Licensed Clinical Psychologists are eligible to receive 15% off their professional liability premium if licensed within 36 months of licensure

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