CPH Insurance is proud to partner with South Carolina Clinical Mental Health Counselors Association to provide professional liability insurance for SCCMHCA members.

As someone who has dedicated their career to helping others, you should be free to focus on client care without worrying about a threat to your private practice. With malpractice coverage from CPH Insurance, you can have peace of mind knowing you’re protected in the event of a claim or suit. Even if you don’t necessarily have a lawsuit or board complaint on your hands, we offer consultations with an attorney so that you can speak with someone to avoid any such situation. This is just one of the many benefits that come with a mental health malpractice policy.

Coverage Highlights

Professional Liability Occurrence Form (Lifetime Coverage)
Supplemental Liability Bodily injury & property damage during sessions
State Licensing Board Defense Coverage $35,000
Unlimited Defense Attorney fees in lawsuit defense
Portable Coverage Follows your licensure or certification
Telehealth Coverage Included in professional liability limits
Deposition Expense $10,000 per deposition
Medical Expense $5,000 per person
Assault Coverage $15,000
First Aid Coverage $15,000
Sexual Misconduct Defense coverage only
Attorney Helpline
2 hours per policy period

Optional Coverages

General Liability $1,000,000 per occurrence $3,000,000 aggregate
Business Personal Property / Contents $15,000
Additional Insureds Landlords, employers, contracting agencies
Cyber Liability Coverage
$15,000 or $25,000
Business Income & Extra Expense Coverage $250,000

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