How far in advance should I purchase my policy?

Our quotation is good for 30 days however a Special Event Liability Event Policy must be purchased at least 24 hours before your event. As soon as you’ve selected a date and started putting down deposits. With our easy online application you’ll have your proof of coverage in minutes so you can file it away and rest easy knowing you have protection as you continue selecting (and paying) vendors.

What is Host Liquor Liability Insurance?

Liability for bodily injury (BI) or property damage (PD) arising out of the serving or distribution of alcoholic beverages by a party not engaged in this activity as a business enterprise. Host liquor liability exposures are insurable under standard general liability policies. Our liability policy only excludes liquor liability coverage if the named insured on the policy is “in the business” of manufacturing, selling or distributing alcoholic beverages.

What types of events are covered?

  • Social Life Events
  • Sports Events/Competitions
  • Musical Events/Other Entertainment
  • Trade Show/Business Events
  • Educational Events
  • Fairs & Festivals