No. Special Event Liability insurance affords coverage to the Named Insured. The owners and/or lessors of premises, lessors of leased equipment, sponsors or co-promoters sponsors, promoters and co-promoters are the only entities that can be added to the certificate as additional insureds.
FAQ Category: General Questions
My venue is requiring that I add them to my policy. Am I able to do this?
Yes, a Special Event Liability Policy allows you to name your event venue as additional insured.
What is the refund policy for the Special Event Liability Insurance Policy?
Policy premiums, taxes, and other charges are fully earned at inception of policy coverage and are non-refundable in the event of cancellation of coverage at any time by the insured.
How far in advance should I purchase my policy?
Our quotation is good for 30 days however a Special Event Liability Event Policy must be purchased at least 24 hours before your event. As soon as you’ve selected a date and started putting down deposits. With our easy online application you’ll have your proof of coverage in minutes so you can file it away and rest easy knowing you have protection as you continue selecting (and paying) vendors.
What is Host Liquor Liability Insurance?
Liability for bodily injury (BI) or property damage (PD) arising out of the serving or distribution of alcoholic beverages by a party not engaged in this activity as a business enterprise. Host liquor liability exposures are insurable under standard general liability policies. Our liability policy only excludes liquor liability coverage if the named insured on the policy is “in the business” of manufacturing, selling or distributing alcoholic beverages.
What types of events are covered?
- Social Life Events
- Sports Events/Competitions
- Musical Events/Other Entertainment
- Trade Show/Business Events
- Educational Events
- Fairs & Festivals