CPH TOP is an optional enhancement that will add the following location specific coverage to your professional liability policy:
COMMERCIAL GENERAL LIABILITY COVERAGE. Also known as “Slip and Fall,” or “Premises Liability”, coverage. This coverage is $182/yr and also includes:
- Bodily Injury & Property Damage Liability
- Host Liquor Liability
- Personal Liability
- $250,000 for Fire & Water Legal Liability (damage to the rented premises)
$15,000 BUSINESS PERSONAL PROPERTY COVERAGE, which covers damage to your property and property of others that is in your care, custody or control. This coverage is $150/yr, subject to a $500 deductible and also includes:
- $25,000 Identity Theft Expense
- $25,000 Emergency Real Estate Consulting Fee
- $25,000 Temporary Meeting Space Reimbursement
- $25,000 Workplace Violence Counseling
- $25,000 Image Restoration and Counseling
- And more…
Multiple locations can be insured for an additional $60/yr per location. This coverage was added to our program due to high demand from our many policyholders. This enhancement is intended to meet the needs of the mental health practitioner with a small office.