What is the “CPH TOP”?

Category: Applying for and Renewing Coverage

CPH TOP is an optional enhancement that will add the following coverage to your professional liability policy:

GENERAL LIABILITY COVERAGE. Also known as “Slip and Fall,” or “Premises Liability”, coverage. This coverage also includes:

  • Bodily Injury & Property Damage Liability
  • Host Liquor Liability
  • Personal Liability
  • $250,000 for Fire & Water Legal Liability (damage to the rented premises)

$15,000 PROPERTY COVERAGE, which covers damage to your property and property of others that is in your care, custody or control. This coverage also includes:

  • $25,000 Identity Theft Expense
  • $25,000 Emergency Real Estate Consulting Fee
  • $25,000 Temporary Meeting Space Reimbursement
  • $25,000 Workplace Violence Counseling
  • $25,000 Image Restoration and Counseling
  • And more…

This coverage was added to our program due to high demand from our many policyholders. We created this enhancement specifically to meet the needs of the mental health practitioner with a small office. Property coverage is currently unavailable in Florida.