Frequently Asked Questions

Yes. Please be advised that all specimens are only samples and do not represent the forms/conditions/terms that may be present on your policy. There is state by state variation in forms and different event classifications may require additional warranties and/or forms.

Special Event Liability Coverage for Events without Athletic Participation

Special Event Liability Coverage for Events with Athletic Participation

Philadelphia Indemnity Insurance Company. Rated “A++” (Superior) by the A.M. Best Company for financial stability. PHLY has received several business honors that highlight their financial strength, customer service, and positive work environment.

Please contact us at events@cphins.com if you need to make a change to your policy.

You should file a claim with Philadelphia Insurance Companies as soon as you are aware of an incident. Our online Report A Claim Form allows you to file your claim in just minutes and is available 24/7 on our website www.phly.com. Our Claims Customer Service number is 800.765.9749 and is available Monday-Friday 8:30 a.m. to 8:00 p.m. EST.

For Special Event Liability Insurance, we offer Limits of Liability of $1,000,000 each occurrence / $3,000,000 aggregate OR $2,000,000 each occurrence / $4,000,000 aggregate. This allows you to customize your coverage limits to fit your exact needs.

There is not a deductible for Event Liability (General Liability) Insurance coverage.

The named insured as well as any named honorees on the policy. You also have the option to add an additional insured if this is required by the venue.

The policy protects the person or organization under whose name it was purchased (the “Named Insured”). Your event venue(s) can also be added as Additional Insured. Please note that you cannot add vendors (for example, caterers or musicians) under this policy. Any vendors at your event should have their own liability insurance.

• Abuse or Molestation
• Medical Payments
• Fungi or Bacteria
• Lead
• Asbestos
• Terrorism Involving Nuclear, Biological, or Chemical Terrorism
• Pyrotechnicians/Fireworks
• Miscellaneous Activities and Devices (including but not limited to: amusement devices, bungees, trampoline, animals, performers, rodeo)
• Employment-Related Practices